31194 La Baya Drive
Suite 100
Westlake Village, CA 91362

Rick Norkin

(805) 370-1444

 
Suddenly Single: Three Steps to Take Now Emerging Market Opportunities Global and International Funds Are Alternative Investments Right for You?

What are your concerns?  Planning for retirement?  Accumulating enough for retirement?  Market risk and volatility?  Social Security planning?  Throughout the website you will find ideas and information that is designed to help.  A few ideas are discussed below.  Need more help?  Feel free to contact me directly.



                                                 Interactive Personal Planning Portal

Are your retirement projections sustainable?  Will you outlive your assets?  Click here to access your interactive Personal Planning Portal and develop a plan or refine an existing plan.  You can also download most of your accounts into one convenient location.  Call me or send an e-mail for your access codes.

                                                           Social Security Planning

The best Social Security benefit election for right now may not be the best deal for a lifetime. 

Did you know that there are literally thousands of options for when and how you elect your Social Security benefit?  Did you know that the difference between a good election decision and a poor one is regularly more than $100,000 in income? (Social Security Timing, Inc.)  Married couples, divorcees and widows should carefully explore their options.  In some cases benefits may be available as early as age 60.  My Social Security Optimization software will provide a detailed matrix the value of benefit at multiple ages regardless of marriage status.  Contact me directly for your personal Social Security detailed financial impact analysis.

For more information click on the Social Security Tab at the top of this page.  Married couples may learn more about their options by using the Married Couples Social Security Optimizer.  If you have questions or would like a much more detailed report, please let me know.

                                      Sailing and Rowing - An Investment Strategy for Today

There are times to take advantage of the market environment and times when the priority is simply to avoid market risk. That is why a flexible approach to investing that is designed to adapt to changing market conditions is needed. Asset Allocation is not dead but it is evolving.  Many advisors use strategies that are stuck in the 90's.  Learn more about the Managing 21st Century Volatility and change the way you think about Asset Allocation with a quick click by watching:

                                           The Case for Intelligent Diversification

For more information go to the "Resources" tab above.  Learn more about the evolution of asset allocation and portfolio construction as well as meeting two of our strategic part.

 

Helpful Content

A Living Trust Primer

A Living Trust Primer

Living trust are popular, but their appropriateness will depend upon your individual needs and objectives.

Mutual Funds vs. ETFs

Mutual Funds vs. ETFs

Exchange-traded funds have some things in common with mutual funds, but there are differences, too.

Estate Management Checklist

Estate Management Checklist

Is your estate in order? This short quiz may help you assess your overall strategy.

 

When Should You Take Social Security

Monthly Social Security payments differ substantially depending on when you start receiving benefits.

How Will Working Affect Social Security Benefits?

Knowing the rules may help you decide when to start benefits.

A Primer on Dividends

A company's profits can be reinvested or they can be paid out to the company’s shareholders as “dividends."

Putting a Price Tag On Your Health

Being healthy not only makes you feel good, it may also help you financially.

What Is a Roth 401(k)?

Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.

Tips to Prevent the #1 Cause of Marital Rift

Couples may be able to head off many of the problems in a marriage that money can cause.

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How Compound Interest Works

Use this calculator to better see the potential impact of compound interest on an asset.

Potential Income from an IRA

Estimate your monthly and annual income from various IRA types.

Comparing Investments

Estimate the potential capital gains taxes due on your transactions.

Home Mortgage Deduction

Use this calculator to assess the potential benefits of a home mortgage deduction.

My Retirement Savings

Estimate how long your retirement savings may last using various monthly cash flow rates.

Capital Gains Tax Estimator

Use this calculator to estimate your income tax liability, along with average and marginal tax rates.

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Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

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Making Your Tax Bracket Work

Have you explored all of your choices when it comes to managing your taxable income?

Estate Management 101

A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate.

Events on Wall Street

Can successful investors predict changes in the markets? Some can but others miss the market’s signals.

Should You Invest in Exchange Traded Funds?

There are nearly 1,200 ETFs available. Should you invest in them?

Retiring the 4% Rule

A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

Raise Your Retirement Income

Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity.

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