31194 La Baya Drive
Suite 100
Westlake Village, CA 91362

Rick Norkin

(805) 370-1444

 
Global and International Funds Are Alternative Investments Right for You? The Good Ship IPO The Business Cycle

What are your concerns?  Planning for retirement?  Accumulating enough for retirement?  Market risk and volatility?  Social Security planning?  Throughout the website you will find ideas and information that is designed to help.  A few ideas are discussed below.  Need more help?  Feel free to contact me directly.



                                                 Interactive Personal Planning Portal

Are your retirement projections sustainable?  Will you outlive your assets?  Click here to access your interactive Personal Planning Portal and develop a plan or refine an existing plan.  You can also download most of your accounts into one convenient location.  Call me or send an e-mail for your access codes.

                                                           Social Security Planning

The best Social Security benefit election for right now may not be the best deal for a lifetime. 

Did you know that there are literally thousands of options for when and how you elect your Social Security benefit?  Did you know that the difference between a good election decision and a poor one is regularly more than $100,000 in income? (Social Security Timing, Inc.)  Married couples, divorcees and widows should carefully explore their options.  In some cases benefits may be available as early as age 60.  My Social Security Optimization software will provide a detailed matrix the value of benefit at multiple ages regardless of marriage status.  Contact me directly for your personal Social Security detailed financial impact analysis.

For more information click on the Social Security Tab at the top of this page.  Married couples may learn more about their options by using the Married Couples Social Security Optimizer.  If you have questions or would like a much more detailed report, please let me know.

                                      Sailing and Rowing - An Investment Strategy for Today

There are times to take advantage of the market environment and times when the priority is simply to avoid market risk. That is why a flexible approach to investing that is designed to adapt to changing market conditions is needed. Asset Allocation is not dead but it is evolving.  Many advisors use strategies that are stuck in the 90's.  Learn more about the Managing 21st Century Volatility and change the way you think about Asset Allocation with a quick click by watching:

                                           The Case for Intelligent Diversification

For more information go to the "Resources" tab above.  Learn more about the evolution of asset allocation and portfolio construction as well as meeting two of our strategic part.

 

Helpful Content

The Other Sure Thing

The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime, and those we love may suffer if we are not prepared.

Orchestrating Your Retirement Accounts

Orchestrating Your Retirement Accounts

Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine.

Life and Death of a \$20 Bill

Life and Death of a \$20 Bill

How long does a $20 bill last?

 

Spotting Credit Trouble

The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.

Split Annuity Strategy

Here's one strategy that combines two different annuities to generate income and rebuild principal.

Healthcare Costs in Retirement

Without a solid approach, health care expenses may add up quickly and potentially alter your spending.

Planning for Special Needs Children

Planning for a special-needs child can be complicated, confusing, and even overwhelming.

Asset Allocation

Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.

TIPS for Inflation

If you are concerned about inflation—and expect short-term interest rates may increase—TIPS could be worth considering.

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Estimate Your RMD

Help determine the required minimum distribution from an IRA or other qualified retirement plan.

What Is My Risk Tolerance?

This questionnaire will help determine your tolerance for investment risk.

Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

Inflation & Retirement

Estimate how much income may be needed at retirement to maintain your standard of living.

Taxable vs. Tax-Deferred Savings

Use this calculator to compare the future value of investments with different tax consequences.

Can I Refinance My Mortgage?

This calculator can help determine whether it makes sense to refinance your mortgage.

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Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

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Interest Rates: How Low Can They Go?

The question used to be how low can interest rates go. Now it's how long can rates remain at their historic low levels?

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

What Can a Million Dollars Buy You?

$1 million in a diversified portfolio could help finance part of your retirement.

The Cycle of Investing

Understanding the cycle of investing may help you avoid easy pitfalls.

Perception vs. Reality

There’s an alarming difference between perception and reality for current and future retirees.

A Bucket Plan to Go with Your Bucket List

A bucket plan can help you be better prepared for a comfortable retirement.

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