What are your concerns? Planning for retirement? Accumulating enough for retirement? Market risk and volatility? Social Security planning? Throughout the website you will find ideas and information that is designed to help. A few ideas are discussed below. Need more help? Feel free to contact me directly.
Introducing Account Aggregation
How nice would it be to have all of your accounts listed on a single report? I am delighted to announce our Account Aggregation service is now available. Through our Secure Personal Planning Portal you have the ability to download investment, insurance, bank and retirement accounts. Your accounts are updated daily and on-demand reports are available at any time. Call or send an e-mail for more information.
Interactive Secure Personal Planning Portal
Are your retirement projections sustainable? Will you outlive your assets? Click here to access your interactive secure Personal Portal and develop a plan, refine an existing plan or check your account balances. You can also download most of your accounts into one convenient location. Call me or send an e-mail for your access codes.
Social Security Planning
The best Social Security benefit election for right now may not be the best deal for a lifetime.
Did you know that there are literally thousands of options for when and how you elect your Social Security benefit? Did you know that the difference between a good election decision and a poor one is regularly more than $100,000 in income? (Social Security Timing, Inc.) Married couples, divorcees and widows should carefully explore their options. In some cases benefits may be available as early as age 60. My Social Security Optimization software will provide a detailed matrix the value of benefit at multiple ages regardless of marriage status. Contact me directly for your personal Social Security detailed financial impact analysis.
For more information click on the Social Security Tab at the top of this page. Married couples may learn more about their options by using the Married Couples Social Security Optimizer. If you have questions or would like a much more detailed report, please let me know.
Sailing and Rowing - An Investment Strategy for Today
There are times to take advantage of the market environment and times when the priority is simply to avoid market risk. That is why a flexible approach to investing that is designed to adapt to changing market conditions is needed. Asset Allocation is not dead but it is evolving. Many advisors use strategies that are stuck in the 90's. Learn more about the Managing 21st Century Volatility and change the way you think about Asset Allocation with a quick click by watching:
The Case for Intelligent Diversification
For more information go to the "Resources" tab above. Learn more about the evolution of asset allocation and portfolio construction as well as meeting two of our strategic part.
Your DNA Test
If you have a family that relies on your income, it’s critical to know what their needs would be in the event of your death.
Keep Your Umbrella Handy
Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.
Value vs. Growth Investing
Among stock-market investors there’s long been a debate between those who favor value and those who favor growth.
When considering life insurance, it's important to understand your options.
It's important to understand how inflation is reported and how it can affect investments.
In investments, one great debate asks the question, “Active or Passive Investing: Which is Better?”
Earnings season can move markets. What is it and why is it important?
Couples may be able to head off many of the problems in a marriage that money can cause.
You taught them how to read and how to ride a bike, but have you taught your children how to manage money?
This questionnaire will help determine your tolerance for investment risk.
Determine if you are eligible to contribute to a traditional or Roth IRA.
Estimate your monthly and annual income from various IRA types.
This calculator can help you estimate how much you should be saving for college.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
Use this calculator to assess the potential benefits of a home mortgage deduction.
There are some key concepts to understand when investing for retirement
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
Learning more about gold, and its history, may help you answer that question.
A bucket plan can help you be better prepared for a comfortable retirement.
Are you ready for retirement? Here are five words you should consider.
When do you need a will? The answer is easy: right now.
Here are 3 steps to take right now that may make a difference if you find yourself suddenly single.