What are your concerns? Planning for retirement? Accumulating enough for retirement? Market risk and volatility? Social Security planning? Throughout the website you will find ideas and information that is designed to help. A few ideas are discussed below. Need more help? Feel free to contact me directly.
Social Security Planning
The best Social Security benefit election for right now may not be the best deal for a lifetime.
Did you know that there are literally thousands of options for when and how you elect your Social Security benefit? Did you know that the difference between a good election decision and a poor one is regularly more than $100,000 in income? (Social Security Timing, Inc.) Married couples, divorcees and widows should carefully explore their options. In some cases benefits may be available as early as age 60. My Social Security Optimization software will provide a detailed matrix the value of benefit at multiple ages regardless of marriage status. Contact me directly for your personal Social Security detailed financial impact analysis.
For more information click on the Social Security Tab at the top of this page. Married couples may learn more about their options by using the Married Couples Social Security Optimizer. If you have questions or would like a much more detailed report, please let me know.
Sailing and Rowing - An Investment Strategy for Today
There are times to take advantage of the market environment and times when the priority is simply to avoid market risk. That is why a flexible approach to investing that is designed to adapt to changing market conditions is needed. Asset Allocation is not dead but it is evolving. Many advisors use strategies that are stuck in the 90's. Learn more about the Managing 21st Century Volatility and change the way you think about Asset Allocation with a quick click by watching:
The Case for Intelligent Diversification
For more information go to the "Resources" tab above. Learn more about the evolution of asset allocation and portfolio construction as well as meeting two of our strategic part.
Events on Wall Street
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.
Do You Feel Lucky?
Recent changes in estate tax laws could affect the strategy you have in place.
Trends in Charitable Giving
Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.
There a number of reasons for business owners to consider a business succession plan sooner rather than later.
Tax preparation may be the perfect time to give the household budget a check-up.
It's important to understand how inflation is reported and how it can affect investments.
Is your estate in order? This short quiz may help you assess your overall strategy.
Understanding how a stock works is key to understanding your investments.
If you have a traditional IRA, you may have the opportunity to extend its tax-deferred status across multiple generations.
This calculator shows how inflation over the years has impacted purchasing power.
Estimate your monthly and annual income from various IRA types.
Use this calculator to estimate your income tax liability, along with average and marginal tax rates.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Estimate how much of your Social Security benefit may be considered taxable.
Determine if you are eligible to contribute to a traditional or Roth IRA.
When do you need a will? The answer is easy: right now.
Estate conservation is too important to put off. Do you have a smart exit strategy?
Though we don’t like to think about it, all of us will make an exit sometime, and those we love may suffer if we are not prepared.
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
Learning more about gold, and its history, may help you answer that question.
Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.