What are your concerns? Planning for retirement? Accumulating enough for retirement? Market risk and volatility? Social Security planning? Throughout the website you will find ideas and information that is designed to help. A few ideas are discussed below. Need more help? Feel free to contact me directly.
Social Security Planning
The best Social Security benefit election for right now may not be the best deal for a lifetime.
Did you know that there are literally thousands of options for when and how you elect your Social Security benefit? Did you know that the difference between a good election decision and a poor one is regularly more than $100,000 in income? (Social Security Timing, Inc.) Married couples, divorcees and widows should carefully explore their options. In some cases benefits may be available as early as age 60. My Social Security Optimization software will provide a detailed matrix the value of benefit at multiple ages regardless of marriage status. Contact me directly for your personal Social Security detailed financial impact analysis.
For more information click on the Social Security Tab at the top of this page. Married couples may learn more about their options by using the Married Couples Social Security Optimizer. If you have questions or would like a much more detailed report, please let me know.
Sailing and Rowing - An Investment Strategy for Today
There are times to take advantage of the market environment and times when the priority is simply to avoid market risk. That is why a flexible approach to investing that is designed to adapt to changing market conditions is needed. Asset Allocation is not dead but it is evolving. Many advisors use strategies that are stuck in the 90's. Learn more about the Managing 21st Century Volatility and change the way you think about Asset Allocation with a quick click by watching:
The Case for Intelligent Diversification
For more information go to the "Resources" tab above. Learn more about the evolution of asset allocation and portfolio construction as well as meeting two of our strategic part.
Trends in Charitable Giving
Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.
Password Protection Strategies
Simple steps may help you foil hackers and protect your privacy.
Life and Death of a \$20 Bill
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The decision whether to buy or rent a home may have long-term implications.
Here are five facts about Social Security that might surprise you.
Have you explored all of your choices when it comes to managing your taxable income?